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The Daily Drip
Saturday, November 22, 2025
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The Daily Drip
🌍 Macro Market Pulse
BTC rebounded with $238M in net ETF inflows, but Fear & Greed sits at 10 – a generational panic. Market cap held $2.88T as the S&P Digital Asset Index fell 2.8%. Wall Street faces a “stress test” as crypto liquidations spike. Bitwise’s chief calls it a “once-in-a-lifetime long-term buy zone.”
Bitwise: Crash = generational buy? | Brutal month stress test
Signal: Panic is at max volume, but ETF and pro money flows suggest flooring action may be forming.
📊 Sentiment Dashboard
-17.43% (YTD)
🔢 Market Performance
| Coin | Dec 31 | Now | 24h % | 7d % | YTD % | Cap |
|---|---|---|---|---|---|---|
| BTC | $93,429.30 | $84,498.45 | 0.26% | -12.02% | -9.56% | $1.69T |
| ETH | $3,332.53 | $2,747.85 | -0.64% | -14.43% | -17.54% | $331.65B |
| XRP | $2.08 | $1.93 | -1.77% | -14.70% | -7.41% | $116.05B |
| USDT | $1.00 | $1.00 | 0.02% | 0.02% | -0.06% | $184.68B |
| BNB | $700.99 | $829.22 | 0.46% | -11.87% | 18.29% | $114.21B |
| SOL | $189.26 | $127.67 | -1.04% | -10.45% | -32.54% | $71.37B |
| DOGE | $0.32 | $0.14 | -1.03% | -15.13% | -55.95% | $21.12B |
| ADA | $0.84 | $0.40 | -2.56% | -21.13% | -52.25% | $14.40B |
| TRX | $0.25 | $0.27 | -0.94% | -6.78% | 9.36% | $25.88B |
| HYPE | $35.69 | $30.89 | -6.77% | -20.37% | -13.45% | $10.40B |
- BTC and most majors flat to negative; only BNB and USDT managed small gains. HYPE, ADA, and DOGE extended losses.
- ETF inflows align with flat price, but market sentiment remains dramatic: big buys, cautious trading.
💰 Funding & Institutional Moves
Institutional appetite turns strategic: hybrid custody and treasury solutions dominate new inflows, with U.S. businesses holding 1.3M BTC across specialized structures. This week’s clarifications from the Financial Accounting Standards Board and Congress enable compliance-based treasury adoption, and U.S. Strategic Bitcoin Reserve goes live. Long-term funds and retail now actively accumulate during fear extremes.
Institutional Bitcoin adoption
Signal: Corporate adoption, transparent reporting, and regulatory clarity create real value — not just short-term price hype.
🛠️ Tech, Protocol & Ecosystem
Relief trades and real builder moves show: Base’s Jesse’s ecosystem sets $14M in TVL, Monad public sale hits $140M, and new altcoin ETFs are ready for NYSE debut. Cardano suffered a temporary chain split after a “poisoned” transaction, while ADA is down as exchanges pause services.
Altcoin ETF launches & ADA chain split
Builder focus: Even in chaos, TVL grows, protocol launches land, and infrastructure rolls out on schedule.
⚖️ Regulation & Policy Watch
SEC drops crypto as 2026 priority, focusing instead on custody, fiduciary duties, and AI oversight. Senate Banking targets December markup for U.S. crypto market rules, and the OCC confirms banks can now pay blockchain gas fees via balance sheet holdings for approved use cases.
SEC regulatory roundtable shift | OCC confirms bank gas payments
Signal: Policy pivots open new playbooks for compliance, banking rails, and US adoption — 2026 could bring a new regulatory renaissance.
🎟️ Events, Community & Builders
- SEC schedules December 15 roundtable on crypto privacy, as on-chain privacy tool demand surges.
- Senate Banking panel targets December markup for federal crypto market structure legislation.
- December hackathons for protocol launch and on-chain TVL hit record registrations, signaling new builder energy even during fear phase.
Builder signal: Regulatory events, builder hackathons, and new protocol TVL mark a bottom-up renewal — watch for new launches as the panic subsides.
⚡ Risk & Tactical Lens
Market at exhaustion: price fades, whales accumulate, regulations loosen, and builders ramp — this is how bottoms are made, not just announced.
Pro tip: Buy when fear is highest, but only with clear risk and long-term strategies — watch for fresh protocol launches.
DISCLAIMER
This newsletter is for informational purposes only and is not investment advice, solicitation, or endorsement. H2cryptO does not warrant data accuracy or completeness. Crypto assets are highly volatile; always consult professional advisors, use caution, and comply with local laws before strategic, financial, or investment decisions.